FREQUENTLY ASKED QUESTIONS
How fast can I get funded?
Most businesses receive funds within 24 hours of approval. In some cases, same-day funding is possible.
Do I need good credit to qualify?
No. We don't approve based on credit score alone. We look at your business revenue and performance — so even with imperfect credit, you may still qualify.
How much can I borrow?
ByzCap offers working capital from $5,000 up to $1,000,000. The amount depends on your average monthly revenue and business history.
What types of businesses do you fund?
We fund retail, restaurants, trucking, healthcare, salons, e-commerce, construction, manufacturing, and more. If your business generates consistent revenue, we want to talk.
Is there a hard credit pull when I apply?
No. Our pre-qualification process has zero impact on your credit score — no commitment, no hard pull.
What documents do I need?
Just 3 months of recent bank statements and a valid ID. No tax returns, no lengthy paperwork.
What's the difference between a merchant cash advance and a loan?
An MCA is an advance on your future sales, not a traditional loan. Repayments are flexible and tied to your revenue — you pay more when business is good and less when it slows down.
Are there hidden fees?
None. We believe in transparent terms upfront. What you see is what you get — no surprises buried in the fine print.
How do I apply?
Fill out our short online form, submit 3 months of bank statements, and we'll get back to you with a decision fast — usually within a few hours.
What if I've been turned down by a bank?
Banks look at credit. We look at revenue. Many of our clients were turned down by traditional lenders before ByzCap funded them. Don't count yourself out.