Quick access to working capital
Capital that keeps pace with your business.
A direct funder providing revenue-based financing nationwide. We underwrite every deal in-house and deliver a clear answer in hours — often within one. No middleman, no markup.
Why ByzCap
One product. Real underwriting. Honest terms.
Alternative lending is full of moving parts and mixed signals. We keep it simple: a single financing product, priced in-house, with terms you can read and trust. You always know exactly where your deal stands.
How you benefit
Built around the way you actually work.
Fast decisions.
Most approvals come back in under an hour. Same-day funding is the standard here, not the exception. When your file is clean, you're never waiting on us.
Full transparency.
No hidden fees, no surprise terms at funding, no fine print. You see the deal exactly as it is before you sign. Clarity is the product.
Real people, real decisions.
You work directly with the funder — the people who price and approve. No call-center maze, no "let me check with someone." The decision-maker is on the line.
Underwriting that thinks.
We read every file by hand and look at how a business actually performs. That's how we approve deals others can't read.
Simple process
From submission to funded — fast.
Submit
Send the deal with three to six months of business bank statements.
Underwrite
Our desk reads the file in-house and sizes it to what the business can carry.
Offer
Clear terms back fast, often within the hour.
Fund
On acceptance and verification, capital hits the account the same day.
Industries we serve
Revenue-generating businesses, every industry. Nationwide.
Retail, restaurants, construction, transportation, healthcare, professional services, and everything in between. We weigh consistent revenue over perfect credit — which means we fund strong businesses the banks turn away.
Retail
Restaurants
Construction
Transportation
Healthcare
Professional services
Automotive
Personal care
Trades
Manufacturing
E-commerce
And more
FAQ
Common questions, straight answers.
We're a direct funder. We use our own capital, underwrite every deal in-house, and make the approval decision ourselves — no middleman marking up your terms or shopping your file around.
Most approvals come back within an hour, and clean files are typically funded the same day. Exact timing depends on how quickly we receive your statements and complete verification.
Yes. We regularly fund businesses that already carry one or more positions. We look at overall revenue and what the business can realistically support rather than ruling you out automatically.
Three to six months of business bank statements and a completed application. That's usually all we need to size the deal and get you an answer.
Ready when you are
Have a deal? Let's move.
Send it to funding@byzcap.com and get a real answer today.
All capital subject to underwriting review. ByzCap is not a bank.